FINE WINE
Century R is an official partner of Cultwine Ltd. in U.K. Cult Wines is one of the world’s leading wine investment companies with a global client base and assets under management exceeding 90 million pound.
Cult Wines provides fine wine investment advice, both on a discretionary and non-discretionary basis using algorithmically based models applied across historic and projected data.
The company tailors each investor’s portfolio to their specific risk appetite, investment level and target returns. The firm’s rigorous due diligence and investor protection measures help to ensure that only the highest-quality assets are included its investors’ portfolios.
Fine Wine as a Resilient Alternative Asset
Investing in wine, whether that be a rare bottle, a case of highly-regarded First Growths or an entire cellar, has consistently yielded decent low-risk returns.
In fact, for the last 50 years the fine wine market has remained stable, despite the world’s economic crises. Wine can be purchased independently, via merchants or traders, or at fine wine auctions. For many oenophiles, the act of obtaining sought-after bottles and building a collection is just as enjoyable as the financial benefits afforded by investing this way. Wine is a wasting asset, so investment is tax free, and while it – like all investment options – is not entirely risk free, it offers reasonable risk to return correlation. An investment strategy that accommodated high or medium risk would naturally yield higher returns.
Access to Institutional-Grade Real Assets
Benefits of investing in fine wine
Fine wine has long been recognized as a resilient alternative asset, offering diversification beyond traditional financial markets.
High profitability
High stability
Continuous growth
Tax efficiency – it isn’t liable for Capital Gains
Efficient diversification asset
Protection against inflation
Fine wine is a tangible, personally-owned asset
Enjoyment of collecting
Finding Cult and Rare Wines that make the best investment

CurrencyMinimimum Investment: £500 |
CashMinimum Investment : £1,000 |
EquitiesMinimum Investment : £500 |
BondsMinimum Investment : £1,000 |
FuturesMinimum Investment : £10,000 |
PropertyMinimum Investment : £500 |
Collectibles |
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|---|---|---|---|---|---|---|---|
| RISK | |||||||
| RISK | High | Low | High | Medium | High | Low | |
| TERM | |||||||
| TERM | 1 Day - 3 years | 10 Years | 5 Years | 10 Years | Varies on asset | N/A | |
| BENEFITS | |||||||
| BENEFITS | N/A | Up to £15,240 tax free within ISA wrapper | Tax relief on some qualifying investments | Some gold products VAT free | Considered a CGT therefore subject to some tax relief | Several tax deductible benefits for landlords | |
| FLEXIBILITY | |||||||
| FLEXIBILITY | High | High | High | Medium | High | Low | |
| HISTORY | |||||||
| HISTORY | Currency dependant | Flat last 10 years | Flat last 10 years | Up 190% last 10 years (Gold) | Up 14% last 10 years | Up 10% last 10 years | |
| ANNUAL RETURNS | |||||||
| ANNUAL RETURNS | Avg 30% | Avg 2% | Avg 5% | Avg 25% | Avg 11% | Avg 9% | |
| TRANSACTION COSTS | |||||||
| TRANSACTION COSTS | 0% | N/A | 1%+ | 0.3%-15% depending on asset type | Varies on asset | 1%-5% of property value | |
| TRANSPARENCY | |||||||
| TRANSPARENCY | High | High | Low | Medium | Medium | High | |
| Fast-moving market Large return potential Notoriously complex | Most straightforward way of saving Zero risk Minimal ROI | Lots of potential for growth Can align investments with personal values Seen as the riskiest asset class | Hedge against inflation Intrinsic value despite economic conditions Long term perspective vital | Useful for hedging against losses in a volatile market Finite and enjoyable product Lock limits': Futures markets impose limit moves to prevent one-day collapses and to contain volatility | Buy-to-let can provide good regular income Subject to value fluctuations Time consuming |
Work with Century R
For investment enquiries, portfolio partnerships,
or co-investment opportunities.

